Your Budget. Our Promise.
We can help you turn your dream kitchen into a reality. For details of the finance options available, please contact your local Wickes Design Consultant. Our Design Consultants can discuss the available finance options, so you can make a choice that is right for you. Your budget. Our promise.
Pay monthly finance - Spread the cost over 24, 36 or 48 months at 4.9% APR.
- Start making repayments once your Wickes Bespoke Kitchen project is delivered or installed.
- Equal monthly repayments commence approximately 30 days from our confirmation to the Credit Lender, Barclays Partner Finance, that we have fulfilled your delivery or Wickes installation service.
- Barclays Partner Finance will confirm the exact date of your first repayment with you via email.
- Choose a fixed period to repay the credit.
- This option requires a minimum spend of £1,000 on Wickes Bespoke Kitchen products.
- Minimum 10% deposit required.
- Finance is available on products classified as “Wickes Bespoke Kitchen”, Wickes "dry fit" installation service, Wickes tiling & flooring services & Wickes internal door installation service. Ask your Design Consultant for more information on Wickes service exclusions, terms and conditions. Finance cannot be taken on other products sold by Wickes or “Specialist” installation services.
- Each Wickes Bespoke Kitchen order requires a separate finance agreement - e.g. a kitchen and a bathroom from the Wickes Bespoke range requires two separate finance agreements.
- Eligibility criteria apply.
- Credit is subject to status and affordability.
- Wickes Building Supplies Limited acts as a Credit Broker and not the Lender. Barclays Partner Finance is the lender.
See how far your monthly budget can go:
Eligibility Criteria for customers applying for finance with Barclays Partner Finance
You will need to meet the eligibility criteria
- Be 18 years or over on the date of application;
- Have been a UK mainland resident for three years or more (does not include residents of the Channel Islands or the Isle of Man).
- Receive an income of at least £6,000 per annum, which can be from permanent employment, self-employment, retirement pension from regular employment or certain Department for Work and Pensions benefits that provide regular sustainable income.
You must
- Have a UK bank account from which direct debits can be taken, a UK mobile number and an email address.
- Not be subject to Bankruptcy or a Debt Relief Order, County Court Judgments (CCJs) or Defaults.
Please be aware
- All applications are subject to a credit check and must meet underwriting criteria, which includes affordability checks. The credit check will consider additional information relating to the performance of previous or existing commitments.
- For information - The credit check will consider additional information relating to the performance of previous or existing financial commitments and any county court judgments. All finance offers are subject to application, financial circumstances and borrowing history.
Important information:
Terms, conditions and exclusions apply. Credit is subject to application, financial circumstances and borrowing history. Eligibility criteria apply.
Wickes Building Supplies Limited (“Wickes”) is the Credit Broker and not the Lender. Wickes Building Supplies Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 723596. Company Registration No: 1840419. Registered Office: Vision House, 19 Colonial Way, Watford, Hertfordshire, WD24 4JL.
Wickes Building Supplies Limited is a Credit Broker for credit provided by a panel of Lenders with whom we have a commercial relationship.
Important information about a change to our Lenders:
With effect from 6th December 2023, Wickes will no longer offer credit provided by Barclays Partner Finance and will instead exclusively offer credit provided by Novuna Personal Finance. To manage the change between these two Lenders, our stores will be transitioning in a phased approach to Novuna Personal Finance. Customers purchasing from selected stores will be offered credit provided by Novuna Personal Finance. All other customers purchasing from all other stores will be offered credit provided by Barclays Partner Finance.
Novuna Personal Finance (“Novuna”) is a trading name of Mitsubishi HC Capital UK PLC. Credit is provided by Mitsubishi HC Capital UK PLC. Mitsubishi HC Capital UK PLC is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 704348. Company Registration No. 1630491. Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP.
Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a member of Barclays Group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 311753. Company Registration No: 2901725. Registered office: 1 Churchill Place, London, E14 5HP.
Wickes reserves the right to withdraw finance offers at any time, without prior notice.
We kindly remind our customers that repayment cannot be made using Wickes gift cards. Acceptable settlement methods are available from the Lender on request.
Wickes cannot provide independent advice on the credit options provided by the Lenders and customers are reminded to carefully read the credit documentation provided to them before signing the credit agreement.
§ Up to 4 years interest free credit on Wickes Bespoke kitchens
0% APR representative. Minimum 10% deposit required. Minimum spend applies.
Terms, conditions and exclusions apply. Credit is subject to status and affordability. Eligibility criteria apply.
Spend £12,000 or more on Wickes Bespoke kitchens to qualify for 48 months interest free credit (48-month term).
Spend £9,000 or more on Wickes Bespoke kitchens to qualify for 36 months interest free credit (36-month term).
Spend £4,000 or more on Wickes Bespoke kitchens to qualify for 24 months interest free credit (24-month term).
Offer and qualifying spend only available on Wickes Bespoke kitchen products, fitted home office units, Wickes "dry fit" kitchen installation service, Wickes tiling & flooring services & Wickes internal door installation service. Note: Fitted home office units, Wickes "dry fit" kitchen installation service, Wickes tiling & flooring services & Wickes internal door installation service included only when purchased as part of a Wickes Bespoke kitchen project. Ask your Design Consultant for more information on Wickes service exclusions, terms and conditions.
Equal monthly repayments commence approximately 30 days from our confirmation to the credit lender that we have fulfilled your delivery or Wickes installation service. The credit lender will confirm the exact date of your first repayment.
Wickes Building Supplies Limited (“Wickes”) is a credit broker for credit provided by the lender: Mitsubishi HC Capital UK PLC trading as Novuna Personal Finance (“Novuna”)
Wickes Building Supplies Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 723596. Company Registration No: 1840419. Registered office: Vision House, 19 Colonial Way, Watford, Hertfordshire, WD24 4JL.
Novuna Personal Finance (“Novuna”) is a trading name of Mitsubishi HC Capital UK PLC. Credit is provided by Mitsubishi HC Capital UK PLC. Mitsubishi HC Capital UK PLC is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 704348. Company Registration No. 1630491. Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP.
Wickes reserves the right to withdraw or alter this offer at any time without prior notice.
Important information is detailed in the credit agreement and customers are reminded to carefully read the documentation provided to them before signing the credit agreement.
Buy Now, Pay Later
- With “Buy now, pay later” your first repayment will be due 9 months after the date of your delivery or completion of your Wickes installation.
- If you repay the loan in full before the date of your first repayment, your credit lender will not charge any interest.
- If you repay part of the loan before the date of your first repayment, your credit lender will not charge interest on the part of the loan you repay. Once your payment is received, your credit lender will reduce your loan balance by the sum of the repayment plus the interest rebate.
- If you make a full or partial settlement payment to your Credit Lender after the date of the first repayment, you will not be entitled to a refund of any interest incurred prior to the date the payment is received. You may be entitled to an interest rebate, which will be calculated in accordance with the Consumer Credit (Early Settlement) Regulations 2004.
- Repayments are spread over 48 months. (The credit agreement is for 57 months).
- The first repayment is classified as being deferred for 9 months. The deferral period is a payment holiday and is not an interest free period.
- Full or partial early repayment(s) can be made after the deferral period. Please speak to your Credit Lender for details on how these early repayments will affect the overall cost of credit (interest payable).
- Fixed interest rate of 6.9% APR.
- This option requires a minimum spend of £500 on Wickes Bespoke Kitchen products.
- Minimum 10% deposit required.
- Finance is available on products classified as “Wickes Bespoke Kitchen”, Wickes “Dry Fit” installation & Wickes “Tiling, Flooring and Internal Door” installation service. Finance can not be taken on other products sold by Wickes or “Specialist” installation services.
- Each Wickes Bespoke Kitchen order requires a separate finance agreement.
- Eligibility criteria apply.
Eligibility Criteria for customers applying for finance with Barclays Partner Finance
You will need to meet the eligibility criteria
- Be 18 years or over on the date of application;
- Have been a UK mainland resident for three years or more (does not include residents of the Channel Islands or the Isle of Man).
- Receive an income of at least £6,000 per annum, which can be from permanent employment, self-employment, retirement pension from regular employment or certain Department for Work and Pensions benefits that provide regular sustainable income.
You must
- Have a UK bank account from which direct debits can be taken, a UK mobile number and an email address.
- Not be subject to Bankruptcy or a Debt Relief Order, County Court Judgments (CCJs) or Defaults.
Please be aware
- All applications are subject to a credit check and must meet underwriting criteria, which includes affordability checks. The credit check will consider additional information relating to the performance of previous or existing commitments.
- For information - The credit check will consider additional information relating to the performance of previous or existing financial commitments and any county court judgments. All finance offers are subject to application, financial circumstances and borrowing history.
Important information:
Terms, conditions and exclusions apply. Credit is subject to application, financial circumstances and borrowing history. Eligibility criteria apply.
Wickes Building Supplies Limited (“Wickes”) is the Credit Broker and not the Lender. Wickes Building Supplies Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 723596. Company Registration No: 1840419. Registered Office: Vision House, 19 Colonial Way, Watford, Hertfordshire, WD24 4JL.
Wickes Building Supplies Limited is a Credit Broker for credit provided by a panel of Lenders with whom we have a commercial relationship.
Important information about a change to our Lenders:
With effect from 6th December 2023, Wickes will no longer offer credit provided by Barclays Partner Finance and will instead exclusively offer credit provided by Novuna Personal Finance. To manage the change between these two Lenders, our stores will be transitioning in a phased approach to Novuna Personal Finance. Customers purchasing from selected stores will be offered credit provided by Novuna Personal Finance. All other customers purchasing from all other stores will be offered credit provided by Barclays Partner Finance.
Novuna Personal Finance (“Novuna”) is a trading name of Mitsubishi HC Capital UK PLC. Credit is provided by Mitsubishi HC Capital UK PLC. Mitsubishi HC Capital UK PLC is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 704348. Company Registration No. 1630491. Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP.
Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a member of Barclays Group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 311753. Company Registration No: 2901725. Registered office: 1 Churchill Place, London, E14 5HP.
Wickes reserves the right to withdraw finance offers at any time, without prior notice.
We kindly remind our customers that repayment cannot be made using Wickes gift cards. Acceptable settlement methods are available from the Lender on request.
Wickes cannot provide independent advice on the credit options provided by the Lenders and customers are reminded to carefully read the credit documentation provided to them before signing the credit agreement.
Eligibility Criteria for customers applying for finance with Barclays Partner Finance
You will need to meet the eligibility criteria
- Be 18 years or over on the date of application;
- Have been a UK mainland resident for three years or more (does not include residents of the Channel Islands or the Isle of Man).
- Receive an income of at least £6,000 per annum, which can be from permanent employment, self-employment, retirement pension from regular employment or certain Department for Work and Pensions benefits that provide regular sustainable income.
You must
- Have a UK bank account from which direct debits can be taken, a UK mobile number and an email address.
- Not be subject to Bankruptcy or a Debt Relief Order, County Court Judgments (CCJs) or Defaults.
Please be aware
- All applications are subject to a credit check and must meet underwriting criteria, which includes affordability checks. The credit check will consider additional information relating to the performance of previous or existing commitments.
- For information - The credit check will consider additional information relating to the performance of previous or existing financial commitments and any county court judgments. All finance offers are subject to application, financial circumstances and borrowing history.
Find out how much credit you could be eligible for with the Barclays Eligibility Checker.*
*Using the Barclays Eligibility Checker does not affect your credit score.
Important information:
Terms, conditions and exclusions apply. Credit is subject to application, financial circumstances and borrowing history. Eligibility criteria apply.
Wickes Building Supplies Limited (“Wickes”) is the Credit Broker and not the Lender. Wickes Building Supplies Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 723596. Company Registration No: 1840419. Registered Office: Vision House, 19 Colonial Way, Watford, Hertfordshire, WD24 4JL.
Wickes Building Supplies Limited is a Credit Broker for credit provided by a panel of Lenders with whom we have a commercial relationship.
Important information about a change to our Lenders:
With effect from 6th December 2023, Wickes will no longer offer credit provided by Barclays Partner Finance and will instead exclusively offer credit provided by Novuna Personal Finance. To manage the change between these two Lenders, our stores will be transitioning in a phased approach to Novuna Personal Finance. Customers purchasing from selected stores will be offered credit provided by Novuna Personal Finance. All other customers purchasing from all other stores will be offered credit provided by Barclays Partner Finance.
Novuna Personal Finance (“Novuna”) is a trading name of Mitsubishi HC Capital UK PLC. Credit is provided by Mitsubishi HC Capital UK PLC. Mitsubishi HC Capital UK PLC is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 704348. Company Registration No. 1630491. Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP.
Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a member of Barclays Group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No: 311753. Company Registration No: 2901725. Registered office: 1 Churchill Place, London, E14 5HP.
Wickes reserves the right to withdraw finance offers at any time, without prior notice.
We kindly remind our customers that repayment cannot be made using Wickes gift cards. Acceptable settlement methods are available from the Lender on request.
Wickes cannot provide independent advice on the credit options provided by the Lenders and customers are reminded to carefully read the credit documentation provided to them before signing the credit agreement.